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New effort focused on financial issues facing rural communities

Posted in At the CFPB, Community banks, Discrimination, Equal Credit Opportunity Act, Everyone has a story, Financial service providers, and Payday loans

The Consumer Financial Protection Bureau has launched a new initiative to focus on financial issues facing rural America. Our effort will initially focus on rural banking deserts, discriminatory and predatory agricultural credit, and manufactured housing.

Using special purpose credit programs to serve unmet credit needs

Posted in Access to credit, At the CFPB, Banking, Equal Credit Opportunity Act, Fair lending, and Mortgages

Far too many minority households and businesses continue to lack fair and equitable access to credit. Federal agencies encourage lenders to explore use of special purpose credit programs to better serve historically disadvantaged individuals and communities.