This content was originally published by the Consumer Financial Protection Bureau. We selectively syndicate content from them when we feel it may help you to…
Category: Credit reports and scores
Credit reporting companies and furnishers have obligations to assure accuracy in consumer reports
Posted in Compliance, Credit reports and scores, and Policy and compliance
This content was originally published by the Consumer Financial Protection Bureau. We selectively syndicate content from them when we feel it may help you to…
Know your rights and protections when it comes to medical bills and collections
Posted in Credit reports and scores, Debt collection, Info for consumers, and Medical debt
This content was originally published by the Consumer Financial Protection Bureau. We selectively syndicate content from them when we feel it may help you to…
Penny Forward Celebrates Financial Literacy Month
Posted in Bank Accounts, Banking, Blindness Resources, Budgeting, Career, Credit Card Basics, Credit Cards, Credit reports and scores, Credit Score, Credit Scores, Debt, Debt collection, Disability, Financial service providers, Financial well-being, Personal Finance, Save Money, Side Gigs, Small Business, Small Business Loans, social security, Social Security benefits, social security disability benefits, SSI, Student Loans, supplemental security income, and Taxes
Are you ready for Spring? Penny Forward wants to help you spruce up your finances by joining our innovative online community. Get access to our…
Inaccurate small business credit reports can block access to loans
Posted in Business loans, Credit reports and scores, Deceptive practices, and Policy and compliance
Inaccurate credit reports hurt small businesses similar to how they hurt consumers – the CFPB commends the FTC for taking action to hold credit reporting agencies accountable for their misconduct toward small businesses.
Report illustrates how the big three credit reporting companies are giving consumers the runaround
Posted in Access to credit, Consumer complaints, Credit reports and scores, Data, research, and reports, Everyone has a story, and Fair Credit Reporting Act
A CFPB report revealed that the NCRAs have largely relied on vague, unhelpful form letters in response to consumer complaints filed with the Bureau. This practice, which surged in 2020, left families and communities vulnerable at the height of an unprecedented global pandemic and economic crisis.
No Surprises Act: How we are protecting people from the side effects of surprise medical bills
Posted in Credit reports and scores, Debt collection, Info for consumers, and Medical debt
The No Surprises Act puts guardrails in place to prevent certain unexpectedly high medical bills. Plus, people have protections from unwanted side effects of surprise medical bills: unlawful debt collection and credit reporting.
Know your data: Our updated list of reporting companies
Posted in At the CFPB, and Credit reports and scores
Your consumer reporting files affect your ability to get a loan, a job, an apartment, and other essentials of life. But, do you know where and how to request your consumer reports and what you can do once you order them? Find out in our list of consumer reporting companies!