Welcome to Penny Forward, a nonprofit organization founded and led by blind people. We empower each other to confidently navigate the complicated landscape of personal finance. We offer self-paced online financial education courses, weekly and monthly personal finance workshops, and one to one financial counseling provided by blind financial counselors.
Budgeting Our Time This week we discussed how to budget your time and learn to say “no”. In this chat, we explored practical tips for tracking your time, making a plan, implementing your plan, reviewing and adjusting your plan, and prioritizing your tasks. We also discussed the importance of learning to say “no” in a…
When to Take on Debt We discussed the factors to consider when deciding whether or not to take on debt. In this session, we dove deep into credit scores and how they’re calculated. we explored how your credit score should influence your decision to take on more debt, and we discussed the other important factors…
The simple path to wealth: your road map to financial independence and a rich, free life About This Book “The Simple Path to Wealth” by J.L. Collins is a must-read for anyone who is looking to take control of their financial future. This straightforward and easy-to-read book offers practical advice on how to accumulate wealth…
To Save or Pay Off Debt? We discussed a topic that is important to many of us: whether to prioritize saving or paying off debt when we have both. It’s a common question among those who have debt and are able to save money at the same time. Should you put all your extra cash…
Minneapolis, MN – During a time when confidence in America’s banks is lower than it has been since the financial crisis of 2008, and just as Financial Literacy Month kicks off, a Minnesota-based non-profit corporation, Penny Forward Inc, has launched their first online course for 2023, “Budgeting And Banking Basics: A Guide To Basic Money…
Atomic Habits It was here, the 5th Wed. and it was time for our group chat on the book Atomic Habits. We discussed what you liked about the book, what you didn’t like, and what you are planning to take away from the book. Also we we announced May’s book. We saved time aside for…
On this episode of the Penny Forward podcast, MOe and Liz share their experiences after attending the ACB D.C. Leadership Conference, and most importantly the accessible currency rally that took place on March 10th, Harriet Tubman Day. Rally footage pennyforward.compennyforward@pennyforward.com Clubhouse House Facebook Youtube Get our app, guest membership is free! IOS/AppleGooglePlay Post Production help provided by…
New Course! Budgeting and Banking Basics The latest course from Penny Forward is now here, and we invite our current members to give it a look over before we make the public announcement next week. Find the Course Click here to go directly into the course. And don’t forget to let us know what…
In this week’s members-only group chat we continued our conversation about the job search and explored how reframing negatives as positives can make you a more interesting candidate. During this session, we discussed various strategies that can help you turn your weaknesses into strengths, as well as how to effectively communicate your personal brand. Our…
The Consumer Financial Protection Bureau (CFPB) has released a new study on consumer use of buy now, pay later (BNPL) user characteristics. Although BNPL has been around for a while, it has not received much attention until now. Buy now, pay later, gained popularity in 2019 and grew by 10 fold during 2019-2021. BNPL refers…