Welcome to Penny Forward, a nonprofit organization founded and led by blind people. We empower each other to confidently navigate the complicated landscape of personal finance. We offer self-paced online financial education courses, weekly and monthly personal finance workshops, and one to one financial counseling provided by blind financial counselors.
Our 1st Mid Quarter Check in! Back in May of last year we taught you about SMART goals. This week we talked about setting some smart goals for this year, and checked on the progress anyone had made on the goals they had set back in May. We also left time to discuss what was…
With this next release date being a certain holiday associated to love, we decided to sit down with a retired marriage and family therapist, Ann Chiappetta. We had a conversation around how relationships can be effected by our finances, and how we can start to work on some healthy boundaries. Ann Chiappetta Website: annchiappetta.com Blog:…
The Benefits of Paying Your Bills on Time: My Personal Experience Introduction Last week was National Pay Your Bills week. Paying bills can be a daunting task for many people. It’s easy to put it off and procrastinate, especially if you have limited funds. However, making a habit of paying bills promptly can have a…
Personal Cash Flow Statement For our weekly members-only group chat, this week we dove into creating a personal cash flow statement. We explored why it’s important and when it could be useful. Plus, we left plenty of time for you to share anything on your mind. Missed the Call? As a member you can listen…
Bad with Money: The Imperfect Art of Getting Your Financial Sh*t Together About This Book If you’re young and just starting out, this book may be for you. If you’re older, you may enjoy the author’s humorous accounts of her own money decisions and why she made them, but this book may not offer…
Filing Your Tax Return By now you should’ve received most or all of the forms you need to complete and file your 2022 tax return. This week we talked about how to complete and file a tax return either by doing it yourself or by getting help from a tax professional. We also left time…
This week Chris, Liz, and MOe share with you some of what they know about ABLE accounts. Thanks to an omnibus spending bill passing and change effecting ABLE accounts, they felt this was a very timely topic to share the good news. *NOTE: As we have not seen the bill itself, we have found out…
Ways to Track Your Spending Making a budget is a great way to find opportunities to cut spending and save more in the new year, but what if you don’t know how much you should be spending? Before you begin budgeting, we recommend that you track your spending so you understand where your money is…
Topic Last month Congress passed an omnibus spending bill that, among other things, increased the eligibility age for ABLE accounts from 26 to 46. This makes many more blind or disabled Americans eligible to open an ABLE account. This month we’ll be answering your questions about ABLE accounts. Chris Peterson has been an ABLE account…