Minneapolis, MN – As the nation pauses to reflect on our independence, Penny Forward INC, a grass-roots Minnesota 501(C)(3) nonprofit organization, is proud to announce the launch of its latest financial literacy course specifically tailored for the blind community. Titled “Simplifying Social Security: A Basic Introduction to the Social Security Administration and Programs it Offers,” this course aims to empower the over 7 million legally blind Americans by providing them with a comprehensive understanding of how Social Security programs impact their financial plans.

The National Federation of the Blind reports that, Shockingly, only 29 percent of the working-age blind community was employed full-time, with 1,048,600 individuals living below the poverty line in 2016. Many of these individuals are eligible for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) benefits, but due to confusing requirements, they are reluctant to apply or return to work, fearing the loss of their benefits.

Moreover, the National Disability Institute reports that over 40 percent of Social Security recipients receive at least one overpayment notice while receiving benefits. This alarming statistic only exacerbates the fear, uncertainty, and doubt experienced by blind individuals when navigating these benefit programs.

Recognizing the need to address these challenges, Penny Forward INC has developed the “Simplifying Social Security” course. This course provides a platform for blind individuals to gain clarity and confidence in understanding Social Security benefits. Participants will delve into various key aspects, including:

• The purpose and existence of Social Security
• The significance and usage of Social Security numbers
• An overview of the different types of benefits offered by Social Security
• Guidance on determining eligibility for specific benefits
• Strategies for accessing communications from Social Security in accessible formats
• Resources and support available for resolving queries or issues

By offering comprehensive and accessible information, Penny Forward INC seeks to alleviate the anxiety and stress associated with Social Security benefits for blind and disabled individuals. This course empowers participants to make informed decisions regarding their financial well-being.

“Through the ‘Simplifying Social Security’ course, we aim to begin building a solid foundation of knowledge that enables blind individuals to navigate the complexities of Social Security programs with confidence,” said Christopher Peterson, Founder and CEO of Penny Forward INC. “Our organization remains committed to promoting financial literacy and inclusivity, ensuring that all members of our community can achieve economic stability and a brighter future.”

The “Simplifying Social Security” course is available through Penny Forward INC’s web site and IOS and Android apps and can be accessed by blind individuals nationwide. For more information and to enroll in the course, please visit www.pennyforward.com.

ABOUT PENNY FORWARD

Founded in 2021, Penny Forward Inc is a Minnesota Nonprofit Corporation whose mission is to help blind people confidently navigate the landscape of personal finance through education, mentoring, and mutual support. They envision a world where blind people have the resources to tackle tough times, seize sensational opportunities, and champion causes they care about. Since their founding they’ve served over twenty thousand visitors to their web site, released nearly 70 podcast episodes, five online courses, held over 60 workshops, and exhibited at the American Council of the Blind and National Federation of the Blind national conventions. More information about Penny Forward is available at their web site, pennyforward.com