budgeting
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Book Brunch: You Need a Budget Chapter 2
Please note you must be a member of the Penny Forward website/app to have access to this recording. Session 1 This week we went over Chapter 2: Rule 1, Give Every Dollar a Job. We made a list of budget line items, and then tried to decide if they were a obligated expense or a…
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Wednesday Workshop: Planting Seeds of Independence
October’s Financial Odyssey Part 1 – Planting Seeds of Independence We were thrilled to invite you to part 1 of our October members-only group chat series, where we embarked on an exciting adventure that delved deep into the intricacies of managing your finances through the ever-changing seasons of adulthood. Just like nature transitions from Spring…
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Financial Sense¢: From Sun to Savings, Adapting Your Budget for Fall
Recording now Available Original information During our program, we will delve into valuable tips and strategies on how to maintain a balanced budget during this transitional period. From adjusting entertainment expenses to managing back-to-school costs, we will explore various practical methods to keep your finances on track as the leaves begin to change. Moreover,…
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Book Review: “You’re fifty-now what? Investing for the second half of your life” By Charles Schwab
About this Book You’re fifty– now what?: investing for the second half of your life, By Charles Schwab An international brokerage firm’s founder and chairman offers older investors and retirees information on basic personal finance, including retirement budgets, pension programs, insurance, mutual funds, estate planning, and charitable giving. Advises investors to modify their strategy and…
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Wednesday Workshop: Mid 2nd Quarter Check In
2nd Mid Quarter Check in Back in Feb. we held the first check in, and now it was time for the next. This week it was all about our members and their goals and helping you make SMART goals. You shared about the progress you have been making on your goals for the year, or…
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Penny Forward Launches First Financial Literacy Course For 2023
Minneapolis, MN – During a time when confidence in America’s banks is lower than it has been since the financial crisis of 2008, and just as Financial Literacy Month kicks off, a Minnesota-based non-profit corporation, Penny Forward Inc, has launched their first online course for 2023, “Budgeting And Banking Basics: A Guide To Basic Money…
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Wednesday Workshop: Personal Balance Sheets
Creating a Personal Balance Sheet This week we discussed an important topic that affects all of us, creating your personal balance sheet and calculating your net worth. By doing this, we can gain a better understanding of our current financial situation and make more informed decisions about our finances. During our discussion we explored what…
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Wednesday Workshop: Mid 1st Quarter Check In
Our 1st Mid Quarter Check in! Back in May of last year we taught you about SMART goals. This week we talked about setting some smart goals for this year, and checked on the progress anyone had made on the goals they had set back in May. We also left time to discuss what was…
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Wednesday Workshop: Personal Cash Flow Statements
Personal Cash Flow Statement For our weekly members-only group chat, this week we dove into creating a personal cash flow statement. We explored why it’s important and when it could be useful. Plus, we left plenty of time for you to share anything on your mind. Missed the Call? As a member you can listen…
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Wednesday Workshop: Tracking Your Income and Expenses
Tonight we continued talking about how to find money to save and invest. This week we’ll walk through a spreadsheet we developed to make it easy to create a budget. Many people like to use budgeting applications such as Quicken, Mint, or YNAB to keep track of their income and expenses, but spreadsheets are a…