Financial Calculators And Tools

Welcome to Penny Forward’s Financial Calculators and Tools page! We are dedicated to helping you understand and manage your finances with ease. Our range of simple, screen reader accessible calculators and tools are designed to give you clear insights into how various financial decisions can impact your life. Whether you’re planning a budget, assessing loan costs, or exploring savings strategies, our tools are here to guide you every step of the way. Start exploring now and make informed decisions that propel you towards financial success.


  • Credit Card Repayment Calculator

    This tool is designed to help you visualize the impact of making larger monthly payments on your credit card balance. By simply entering your current credit card balance, the interest rate, and the monthly payment you plan to make, our screen reader accessible calculator will show you how long it will take to pay off…

    Try It: Credit Card Repayment Calculator
  • Debt to Income Calculator

    This intuitive, screen reader accessible tool is designed to help you understand what portion of your monthly income is being spent on debt repayments. By calculating your debt-to-income ratio, you can gain valuable insights into your financial health, which is a critical factor lenders consider alongside your credit score and other criteria when determining your…

    Try It: Debt to Income Calculator
  • Monthly Mortgage Payment Calculator

    This simple, screen-reader accessible, tool is designed to help you estimate your monthly mortgage payment when buying a home. Simply enter the home value, loan amount, interest rate, loan length, annual taxes, annual insurance, and annual private mortgage insurance, PMI, to calculate your monthly payment.

    Try It: Monthly Mortgage Payment Calculator
  • Pay Raise Calculator

    This screen reader-friendly tool is designed to help you effortlessly calculate your new salary after a pay raise. With just a few simple inputs, including your current salary and the percentage increase, you can quickly and accurately determine your updated earnings. This tool is tailored for ease of use, ensuring that everyone, including those who…

    Try It: Pay Raise Calculator
  • Paycheck Calculator

    This handy, screen reader accessible tool is designed to help you determine your take-home pay after income taxes have been subtracted. You have the option to enter your specific income tax rate or use default settings. Keep in mind, while everyone in the United States owes federal income taxes, state income taxes vary, so knowing…

    Try It: Paycheck Calculator
  • Percentage Calculator

    This screen reader-friendly tool is designed to simplify personal finance calculations. Many financial guidelines are expressed in percentages, such as keeping your monthly mortgage payment within 30% of your take-home pay. This intuitive calculator transforms those percentages into dollar amounts, helping you make informed decisions about spending and saving. Whether you’re budgeting for a major…

    Try It: Percentage Calculator
  • Road Trip Cost Calculator

    This screen-reader-friendly tool is designed to help you quickly and accurately calculate the cost of a road trip. If you’re riding with friends or family, it makes splitting the cost a breeze. Simply enter the miles per gallon, trip distance, fuel cost per gallon, and the number of people sharing the cost. Our Trip Calculator…

    Try It: Road Trip Cost Calculator
  • Savings Calculator

    Our screen reader accessible calculator allows you to see exactly how long it will take to reach your financial targets. Simply enter your starting balance, monthly deposit, interest rate, and the length of your savings plan. The calculator will then project how much you will have saved by the end of your specified period. Start…

    Try It: Savings Calculator
  • Tip Calculator

    This screen-reader-friendly tool is designed to help you quickly and accurately calculate the appropriate tip for any bill. If you’re dining with friends or family, it also makes splitting the bill a breeze. Simply enter the bill amount, desired tip percentage, tax, and the number of people sharing the cost. Our Tip Calculator will do…

    Try It: Tip Calculator

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