Category: Penny Forward
Welcome to Penny Forward, a nonprofit organization founded and led by blind people. We empower each other to confidently navigate the complicated landscape of personal finance. We offer self-paced online financial education courses, weekly and monthly personal finance workshops, and one to one financial counseling provided by blind financial counselors.
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How to Enjoy the Holidays Without Overspending
The holidays can be expensive, but with realistic planning and mindful decisions, you can enjoy the season without damaging your financial health.
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Happiness vs Financial Planning
A new survey shows Americans often prioritize happiness and health over saving for the future. Here’s what the data reveals — and how to plan for retirement without sacrificing the present.
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Avoid Gift Card Scams This Holiday Season
The IRS is warning taxpayers about rising gift card scams during the holidays. Here’s how these schemes work and how to stay protected.
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Child Care Costs Across the U.S.
Child care costs differ dramatically from state to state. Here’s which areas are most and least affordable and how families can manage rising expenses.
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The Simple Habit That Reduces Money Stress
Talking about money can feel uncomfortable — but research shows it’s one of the best ways to reduce financial stress and feel more confident.
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The Power of Buy and Hold Investing
Most professional investors underperform the S&P 500 Here’s how a simple buy and hold strategy can help regular investors achieve better returns.
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ABLE Accounts and Entrepreneurship
Discover how ABLE accounts can help entrepreneurs with disabilities achieve financial independence at the 2025 Disability Owned Small Business Convening.
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Simplify Your Finances, Simplify Your Life
Swedish death cleaning isn’t morbid — it’s mindful. Simplifying your finances can reduce stress, ease retirement transitions, and help you leave a lasting legacy.
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Why Your First Job Matters
New Research Reveals the Lasting Impact of Your First Job A new study from Columbia University and the National Bureau of Economic Research reveals that your first job after college plays a bigger role in shaping your long-term income than your choice of major. The research found that the quality and timing of that first…