Welcome to Penny Forward’s Financial Calculators and Tools page! We are dedicated to helping you understand and manage your finances with ease. Our range of simple, screen reader accessible calculators and tools are designed to give you clear insights into how various financial decisions can impact your life. Whether you’re planning a budget, assessing loan costs, or exploring savings strategies, our tools are here to guide you every step of the way. Start exploring now and make informed decisions that propel you towards financial success.
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Credit Card Repayment Calculator
Try It: Credit Card Repayment CalculatorEstimate how long it could take to pay off a credit card and see how interest affects the timeline. FREE, ACCESSIBLE CREDIT CARD CALCULATOR Estimate your credit card payoff time A larger monthly payment can shorten your payoff timeline and reduce the interest you pay. Enter your balance, interest rate, and planned payment to compare…
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Debt to Income Calculator
Try It: Debt to Income CalculatorCalculate your debt-to-income ratio and see how much of your monthly income goes toward debt payments. FREE, ACCESSIBLE DEBT-TO-INCOME CALCULATOR See what share of your income goes to debt Your debt-to-income ratio, often called DTI, compares your monthly debt payments with your monthly income. Lenders may consider it when reviewing an application, and it can…
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Monthly Mortgage Payment Calculator
Try It: Monthly Mortgage Payment CalculatorEstimate a monthly mortgage payment with principal, interest, property taxes, insurance, and private mortgage insurance. FREE, ACCESSIBLE MORTGAGE CALCULATOR Estimate a monthly mortgage payment A home payment can include more than principal and interest. This mortgage calculator combines the loan details you enter with estimated property taxes, homeowners insurance, and private mortgage insurance, or PMI.…
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Pay Raise Calculator
Try It: Pay Raise CalculatorTurn a percentage raise into an estimated new pay amount. FREE, ACCESSIBLE RAISE CALCULATOR See what a raise could add to your pay A percentage can feel abstract until you see the dollar amount. Enter your current pay and the proposed increase to estimate your new pay after a raise. What you’ll need Helpful tip:…
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Paycheck Calculator
Try It: Paycheck CalculatorEstimate pay across common pay periods and optionally see an income-tax-adjusted average. FREE, ACCESSIBLE PAYCHECK CALCULATOR Estimate earnings across common pay periods Enter an annual salary or hourly wage to compare estimated annual, monthly, weekly, daily, and hourly pay. You can also choose an average net-income estimate using the available tax settings. What you’ll need…
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Percentage Calculator
Try It: Percentage CalculatorFind a percentage of any number for budgeting, saving, spending, and everyday decisions. FREE, ACCESSIBLE PERCENTAGE CALCULATOR Find a percentage of any number Percentages show up everywhere in personal finance—from savings goals to housing guidelines. Enter a number and a percentage to turn that relationship into a result you can use. What you’ll need Helpful…
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Road Trip Cost Calculator
Try It: Road Trip Cost CalculatorEstimate road-trip fuel costs and split the total among the people traveling. FREE, ACCESSIBLE GAS COST CALCULATOR Plan fuel costs for a road trip Use your vehicle’s fuel economy, trip distance, and current gas price to estimate the fuel cost. If other people are sharing the expense, the calculator can also split the total. What…
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Savings Calculator
Try It: Savings CalculatorProject how savings could grow with a starting balance, monthly contributions, time, and interest. FREE, ACCESSIBLE SAVINGS CALCULATOR Project your savings over time See how a starting balance and regular monthly deposits could grow with estimated interest. Adjust the amount, rate, or timeline to explore different ways of reaching a goal. What you’ll need Helpful…
Penny Forward Membership
Did you know Penny Forward has membership options that provide a host of financial resources?
Visit our membership page and learn more about all the benefits available!
Penny Forward Courses
Explore Penny Forward’s diverse range of online courses meticulously crafted to guide the blind and sighted communities alike through the intricacies of finance. Whether you’re delving into taxes, understanding credit scores, managing debt, or mastering the art of money management, we have the ideal course tailored to meet your needs.
Penny Forward Podcast
The Penny Forward podcast is a show about blind people building bright futures one penny at a time. Together, we’re learning to be successful in our personal, professional, and financial lives. Become a Penny Forward member and get early access to new podcast episodes!
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