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budgeting
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67% Living Paycheck to Paycheck in 2025
A new financial wellness report finds that 67% of Americans are living paycheck to paycheck in 2025, up from 63% in 2024. Rising costs, inflation, and an uncertain job market are squeezing households across the country.
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1 in 4 Borrowers Say They’ll Clear Student Debt Soon
Millions of Americans are facing challenges keeping up with their student loan payments, but not everyone is feeling weighed down by debt. According to a recent survey, nearly one in four borrowers expects to finish paying off their loans this year.
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How I Went to Open a CD and Stopped my Mortgage Insurance Instead
MOe here… It may be no secret to many of you, if you are in our Penny Forward Facebook group, that a huge goal of mine was to pay down my mortgage to the point of the mortgage insurance dropping off our monthly payments. We, and by this I mean my husband and I, had…
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Book review: Power your happy: work hard, play nice, and build your dream life By Lisa Sugar
Power your happy: work hard, play nice, and build your dream life by Lisa Sugar MOe’s Thoughts I chose this book to read for our Love Your Budget theme for Feb. Although this isn’t a strictly Financial book, as we stressed often in the month of Feb. How we look at things, and the…
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Book Review: “You’re fifty-now what? Investing for the second half of your life” By Charles Schwab
About this Book You’re fifty– now what?: investing for the second half of your life, By Charles Schwab An international brokerage firm’s founder and chairman offers older investors and retirees information on basic personal finance, including retirement budgets, pension programs, insurance, mutual funds, estate planning, and charitable giving. Advises investors to modify their strategy and…
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Penny Forward Launches First Financial Literacy Course For 2023
Minneapolis, MN – During a time when confidence in America’s banks is lower than it has been since the financial crisis of 2008, and just as Financial Literacy Month kicks off, a Minnesota-based non-profit corporation, Penny Forward Inc, has launched their first online course for 2023, “Budgeting And Banking Basics: A Guide To Basic Money…