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financial literacy
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IRS Introduces Automatic Penalty Relief for Eligible Taxpayers: Why Paying on Time Matters
The IRS is making it easier for eligible taxpayers with a strong history of filing and paying on time to receive penalty relief automatically. For self-employed workers and contractors, staying organized and paying estimated taxes on time remains one of the best ways to avoid unnecessary costs.
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IRS Shares Tips for Tracking Charitable Donations
Keeping accurate records of charitable donations can make tax filing easier and help ensure you receive any deductions you may qualify for. The IRS shares important tips for tracking your charitable contributions.
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Retail Sales Reports: What Consumer Spending Says About the Economy
Retail sales reports are an important economic indicator because they help economists understand how confident individual consumers feel about their finances. When people are spending money in stores, it suggests they believe they have enough income to cover their needs and make purchases. This confidence can ripple through the economy, supporting businesses and helping protect…
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Happiness vs Financial Planning
A new survey shows Americans often prioritize happiness and health over saving for the future. Here’s what the data reveals — and how to plan for retirement without sacrificing the present.
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Do Debts Disappear After Seven Years?
It’s a common myth that debts vanish after seven years. While old accounts may drop off your credit report, you may still owe the balance. Here’s what really happens.
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The Power of Buy and Hold Investing
Most professional investors underperform the S&P 500 Here’s how a simple buy and hold strategy can help regular investors achieve better returns.
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Turning Class Action Emails Into Income?
Class action settlements can bring surprise payouts, but they’re rarely worth chasing as a steady income stream. Here’s what you need to know before you hit “claim.”
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Penny Forward Unveils ‘Employment Essentials’ Course to Transform Job Searching for the Blind
Minneapolis, MN – As the nation eagerly anticipates a midsummer pause to reflect on our nation’s independence, Penny Forward INC, a dedicated 501(C)(3) nonprofit organization rooted in Minnesota, is thrilled to unveil its new financial literacy initiative designed to empower greater independence within the visually impaired community. Entitled “Employment Essentials: A Guide to Finding and…
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Penny Forward Launches First Financial Literacy Course For 2023
Minneapolis, MN – During a time when confidence in America’s banks is lower than it has been since the financial crisis of 2008, and just as Financial Literacy Month kicks off, a Minnesota-based non-profit corporation, Penny Forward Inc, has launched their first online course for 2023, “Budgeting And Banking Basics: A Guide To Basic Money…