Estimate a monthly mortgage payment with principal, interest, property taxes, insurance, and private mortgage insurance.
FREE, ACCESSIBLE MORTGAGE CALCULATOR
Estimate a monthly mortgage payment
A home payment can include more than principal and interest. This mortgage calculator combines the loan details you enter with estimated property taxes, homeowners insurance, and private mortgage insurance, or PMI.
What you’ll need
- Home value and loan amount
- Interest rate and loan length
- Annual taxes, insurance, and PMI
Helpful tip: Use recent estimates when you have them. Small changes in the interest rate, taxes, or insurance can noticeably change the monthly total.
Calculate your estimated payment
Enter your information below, then choose Calculate. After you review the result, refresh this page if you want to try another scenario.
A monthly payment is only one part of buying a home
A home purchase can touch your budget, debt, credit, taxes, savings, and long-term plans. Our free money quiz can show where you feel confident and where a focused course may help.
It takes about 15 minutes and includes 32 practical questions. We’ll email a personalized summary and course suggestions. The quiz works with a keyboard and screen reader.
Good to know: This estimate may not include closing costs, homeowners association fees, changing rates, or every cost connected with owning a home.