Savings Calculator

Project how savings could grow with a starting balance, monthly contributions, time, and interest.

FREE, ACCESSIBLE SAVINGS CALCULATOR

Project your savings over time

See how a starting balance and regular monthly deposits could grow with estimated interest. Adjust the amount, rate, or timeline to explore different ways of reaching a goal.

What you’ll need

  • Starting balance
  • Monthly contribution
  • Interest rate and number of years

Helpful tip: Try a realistic monthly deposit first. Then compare a small increase to see what consistency can do over time.

Calculate your savings projection

Enter your information below, then choose Calculate. After you review the result, refresh this page if you want to try another scenario.

Savings Calculator

Savings

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Totals

A savings projection is a plan, not the whole picture

Saving works alongside budgeting, credit, debt, taxes, benefits, employment, and investing. Our free money quiz can help you identify the topics worth exploring next.

It takes about 15 minutes and includes 32 practical questions. We’ll email a personalized summary and course suggestions. The quiz works with a keyboard and screen reader.

Good to know: This is an estimate, not a guarantee. Actual interest rates, account terms, taxes, fees, and contribution timing can change the outcome.